What sort of retirement vehicle(s)/ asset classes should one look into for one that is going into retirement? Using life STYLE investment criteria as a guide. What are the options available? Annuity, private pension scheme, universal life investment linked plan, on/offshore investment product like capital protected product, fixed income & etc Why do you suggest […]
Should investors lump their retirement investments with other savings into an investment vehicle? No. Why? a.) Differentiation between Saving (Capital Preservation) & Investing (Capital Appreciation) Short Term a/c (Mostly for emergency fund & life style expenditure), Medium Term a/c (Other personal financial goals) & Long Term a/c (Education fund, Retirement & long term medical care). b.) […]
Objective: The article is to identify the “rules” for those who are investing for their retirement. It will be focused more on those that are going to retire (rather than those that are already in the retiring phase). 1. Why is it important to set some parameters for retirement investing? It is important to understand […]
