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Malaysia Leading Financial Planner & Advisor
+603 8071 1661

Blog

19
Feb
2012

Consumers are advised to research assistance options for bad credit debt as secured personal loans require some form of collateral, and if consumers are not careful with their repayment habits and budgeting, they can lose this collateral if they are unable to pay this consolidation loan. Example, some homeowners use their home mortgage as a […]

18
Feb
2012

What sort of retirement vehicle(s)/ asset classes should one look into for one that is going into retirement? Using life STYLE investment criteria as a guide. What are the options available? Annuity, private pension scheme, universal life investment linked plan, on/offshore investment product like capital protected product, fixed income & etc  Why do you suggest […]

17
Feb
2012

Should investors lump their retirement investments with other savings into an investment vehicle?  No. Why? a.)   Differentiation between Saving (Capital Preservation) & Investing (Capital Appreciation) Short Term a/c (Mostly for emergency fund & life style expenditure), Medium Term a/c (Other personal financial goals) & Long Term a/c (Education fund, Retirement & long term medical care). b.)   […]

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